/* Arthavidhi Capital — public website. Shares tokens with the DLMS (app.css) so the brand is continuous. */
/* Bundled fonts (SIL Open Font License — see /assets/fonts/LICENSE-*.txt). Served from this site; no third-party font CDN. */
@font-face { font-family: 'Poppins'; font-style: normal; font-weight: 500; font-display: swap; src: url('/assets/fonts/poppins-latin-500-normal.woff2') format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: 'Poppins'; font-style: normal; font-weight: 600; font-display: swap; src: url('/assets/fonts/poppins-latin-600-normal.woff2') format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: 'Poppins'; font-style: normal; font-weight: 700; font-display: swap; src: url('/assets/fonts/poppins-latin-700-normal.woff2') format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: 'Inter'; font-style: normal; font-weight: 100 900; font-display: swap; src: url('/assets/fonts/inter-latin-wght-normal.woff2') format('woff2-variations'), url('/assets/fonts/inter-latin-wght-normal.woff2') format('woff2'); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
:root {
  --navy-950: #071d36; --navy-900: #0c2f57; --navy-800: #124378; --navy-700: #1a65ad; --navy-100: #e1edf9; --navy-50: #f0f6fc; --sky: #0a8cf8;
  --gold-600: #557a00; --gold-500: #6a9600; --gold-300: #a9d13f; --gold-100: #eff6dc;
  --ink: #16202e; --ink-2: #445166; --ink-3: #6b7890; --line: #dfe5ee; --bg: #ffffff; --soft: #f6f8fb;
  --radius: 14px; --shadow: 0 1px 2px rgba(11,31,58,.06), 0 8px 24px rgba(11,31,58,.07);
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Noto Sans", "Helvetica Neue", Arial, sans-serif;
  --serif: Georgia, "Times New Roman", "Noto Serif", serif;
  --wrap: 1180px;
}
* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; }
body { margin: 0; font: 16px/1.65 var(--sans); color: var(--ink); background: var(--bg); }
img { max-width: 100%; display: block; }
a { color: var(--navy-700); }
h1, h2, h3 { font-family: var(--serif); color: var(--navy-900); line-height: 1.2; margin: 0 0 .6rem; font-weight: 700; letter-spacing: -.01em; }
h1 { font-size: clamp(2rem, 4.2vw, 3.25rem); } h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); } h3 { font-size: 1.2rem; }
p { margin: 0 0 1rem; color: var(--ink-2); }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
.eyebrow { display: inline-block; font: 600 12px/1 var(--sans); letter-spacing: .14em; text-transform: uppercase; color: var(--gold-600); margin-bottom: 14px; }
.lead { font-size: 1.12rem; }
.skip { position: absolute; left: -999px; top: 8px; background: #fff; padding: 8px 12px; z-index: 100; }
.skip:focus { left: 8px; }

/* ── top strip & header ── */
.strip { background: var(--navy-950); color: #b9c6da; font-size: 13px; }
.strip .wrap { display: flex; gap: 20px; justify-content: space-between; padding-top: 7px; padding-bottom: 7px; flex-wrap: wrap; }
.strip a { color: #e7eef8; text-decoration: none; }
.site-head { position: sticky; top: 0; z-index: 40; background: rgba(255,255,255,.96); backdrop-filter: saturate(1.4) blur(8px); border-bottom: 1px solid var(--line); }
.site-head .wrap { display: flex; align-items: center; gap: 24px; height: 72px; }
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy-900); }
.logo .logo-full { height: 42px; width: auto; max-width: none; } .logo .logo-mark { display: none; width: 40px; height: 40px; }
.site-foot .logo img { width: 40px; height: 40px; background: #fff; border-radius: 10px; padding: 3px; }
.logo b { font-family: var(--serif); font-size: 1.2rem; display: block; line-height: 1.1; }
.site-head .logo-text { display: none; } .site-head .logo-text b { font-family: var(--sans); font-size: 1rem; letter-spacing: .02em; color: var(--navy-700); } .site-head .logo-text small { color: var(--gold-600); text-transform: none; letter-spacing: 0; font-size: 11.5px; }
.logo small { font-size: 11px; color: var(--ink-3); letter-spacing: .06em; text-transform: uppercase; }
.nav { display: flex; align-items: center; gap: 4px; margin-left: auto; }
.nav > a, .nav .dd > button { white-space: nowrap; font: 600 14px var(--sans); color: var(--navy-900); text-decoration: none; padding: 9px 12px; border-radius: 8px; background: none; border: 0; cursor: pointer; }
.nav > a:hover, .nav .dd > button:hover, .nav > a[aria-current="page"] { background: var(--navy-50); color: var(--navy-700); }
.dd { position: relative; }
.dd-menu { position: absolute; top: 100%; left: 0; min-width: 230px; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: var(--shadow); padding: 8px; display: none; }
.dd:hover .dd-menu, .dd:focus-within .dd-menu { display: block; }
.dd-menu a { display: block; padding: 9px 12px; border-radius: 8px; color: var(--ink); text-decoration: none; font-size: 14px; }
.dd-menu a:hover { background: var(--navy-50); }
.dd-menu small { display: block; color: var(--ink-3); font-size: 12px; }
.head-cta { display: flex; gap: 8px; align-items: center; flex-shrink: 0; } .head-cta .btn { white-space: nowrap; }
@media (max-width: 1220px) and (min-width: 1001px) { .head-cta .btn-line { display: none; } .nav > a, .nav .dd > button { padding: 9px 9px; } .logo .logo-full { height: 38px; } }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font: 600 14.5px var(--sans); padding: 11px 20px; border-radius: 10px; text-decoration: none; border: 1px solid transparent; cursor: pointer; transition: background .15s, color .15s; }
.btn-gold { background: var(--gold-600); color: #fff; } .btn-gold:hover { background: #48680a; }
.btn-navy { background: var(--navy-800); color: #fff; } .btn-navy:hover { background: var(--navy-700); }
.btn-line { background: #fff; color: var(--navy-800); border-color: #c6d0de; } .btn-line:hover { background: var(--navy-50); }
.btn-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.35); } .btn-ghost:hover { background: rgba(255,255,255,.08); }
.btn-lg { padding: 14px 26px; font-size: 15.5px; }
.menu-toggle { display: none; }

/* ── hero ── */
.hero { background: radial-gradient(1000px 520px at 88% -10%, rgba(10,140,248,.45) 0%, transparent 60%), linear-gradient(160deg, var(--navy-950), var(--navy-800)); color: #dbe5f3; position: relative; overflow: hidden; }
.hero::after { content: ""; position: absolute; inset: auto -10% -60% auto; width: 620px; height: 620px; border-radius: 50%; border: 1px solid rgba(169,209,63,.22); }
.hero .wrap { display: grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items: center; padding-top: 72px; padding-bottom: 80px; position: relative; z-index: 1; }
.hero h1 { color: #fff; } .hero h1 em { font-style: normal; color: var(--gold-300); }
.hero p { color: #c3d0e4; }
.hero .actions { display: flex; gap: 12px; flex-wrap: wrap; margin: 26px 0 30px; }
.trust { display: flex; gap: 26px; flex-wrap: wrap; font-size: 13.5px; color: #a9b8cf; }
.trust b { display: block; font: 700 1.35rem var(--serif); color: #fff; }
.calc { background: #fff; color: var(--ink); border-radius: 18px; padding: 24px; box-shadow: 0 30px 60px rgba(0,0,0,.28); }
.calc h3 { margin-bottom: 4px; } .calc .muted { font-size: 13px; color: var(--ink-3); }
.calc label { display: flex; justify-content: space-between; font: 600 13px var(--sans); color: var(--ink-2); margin: 16px 0 6px; }
.calc label output { color: var(--navy-900); }
.calc input[type=range] { width: 100%; accent-color: var(--gold-500); }
.calc select { width: 100%; padding: 9px 10px; border: 1px solid #ccd5e2; border-radius: 9px; font: inherit; background: #fff; }
.calc .result { margin-top: 18px; background: var(--navy-50); border-radius: 12px; padding: 14px 16px; display: grid; grid-template-columns: 1fr 1fr; gap: 6px 12px; }
.calc .result div { font-size: 12.5px; color: var(--ink-3); } .calc .result strong { display: block; font: 700 1.25rem var(--serif); color: var(--navy-900); }
.calc .fine { font-size: 11.5px; color: var(--ink-3); margin: 10px 0 14px; }

/* ── page banner (inner pages) ── */
.banner { background: linear-gradient(160deg, var(--navy-950), var(--navy-800)); color: #c9d6ea; padding: 56px 0 52px; }
.banner h1 { color: #fff; margin-bottom: 10px; } .banner p { color: #c3d0e4; max-width: 760px; margin: 0; }
.crumbs { font-size: 13px; color: #9fb0c9; margin-bottom: 12px; } .crumbs a { color: #dbe5f3; text-decoration: none; }

/* ── sections ── */
section.block { padding: 84px 0; } section.soft { background: var(--soft); }
.head-center { text-align: center; max-width: 720px; margin: 0 auto 44px; }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.cards.four { grid-template-columns: repeat(4, 1fr); } .cards.two { grid-template-columns: repeat(2, 1fr); }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; box-shadow: var(--shadow); }
.card p:last-child { margin-bottom: 0; }
.card .ico { width: 48px; height: 48px; border-radius: 12px; background: var(--gold-100); color: var(--gold-600); display: grid; place-items: center; margin-bottom: 16px; }
.card .ico svg { width: 24px; height: 24px; }
.card a.more { font-weight: 600; text-decoration: none; }
.product-card { display: flex; flex-direction: column; }
.product-card .tag { align-self: flex-start; font-size: 12px; font-weight: 600; background: var(--navy-50); color: var(--navy-700); padding: 4px 10px; border-radius: 999px; margin-bottom: 12px; }
.product-card ul { padding-left: 18px; margin: 0 0 18px; color: var(--ink-2); } .product-card .btn { margin-top: auto; }
.pillars { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 12px; }
.pillars span { font-size: 13px; font-weight: 600; padding: 6px 12px; border-radius: 999px; background: var(--navy-50); color: var(--navy-800); }
.mvv { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.mvv .card { border-top: 4px solid var(--gold-500); }
.figure { aspect-ratio: 4 / 3; border-radius: 18px; background: linear-gradient(150deg, var(--navy-800), var(--navy-950)); position: relative; overflow: hidden; display: grid; place-items: center; }
.figure svg { width: 86%; height: auto; }
.stat-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 30px; }
.stat-row div { border-left: 3px solid var(--gold-500); padding-left: 14px; } .stat-row b { display: block; font: 700 1.6rem var(--serif); color: var(--navy-900); } .stat-row span { font-size: 13.5px; color: var(--ink-3); }
.steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px; counter-reset: s; }
.steps li { list-style: none; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; position: relative; }
.steps li::before { counter-increment: s; content: counter(s, decimal-leading-zero); font: 700 1.5rem var(--serif); color: var(--gold-500); display: block; margin-bottom: 8px; }
.steps h3 { font-size: 1.02rem; } .steps p { font-size: 14px; margin: 0; }
.team { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.person { display: grid; grid-template-columns: 84px 1fr; gap: 18px; align-items: start; }
.avatar { width: 84px; height: 84px; border-radius: 50%; background: linear-gradient(140deg, var(--sky), var(--navy-700)); color: #fff; display: grid; place-items: center; font: 700 1.6rem var(--serif); }
.person h3 { margin-bottom: 2px; } .person .role { font-size: 13px; font-weight: 600; color: var(--gold-600); text-transform: uppercase; letter-spacing: .06em; margin-bottom: 10px; }
.quote { font-size: 15px; } .quote footer { margin-top: 12px; font-size: 14px; color: var(--ink-3); } .quote footer b { color: var(--navy-900); display: block; }
.cta-band { background: linear-gradient(120deg, var(--navy-900), var(--navy-700) 70%, var(--sky)); border-radius: 22px; padding: 44px; color: #c9d6ea; display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; }
.cta-band h2 { color: #fff; margin-bottom: 6px; } .cta-band p { color: #c3d0e4; margin: 0; }
.notice { background: var(--gold-100); border: 1px solid #f0d58a; color: #6b4a00; border-radius: 12px; padding: 14px 16px; font-size: 14px; }

/* ── forms ── */
.form { display: grid; gap: 14px; }
.form .row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form label { font: 600 13px var(--sans); color: var(--ink-2); display: block; margin-bottom: 5px; }
.form input, .form select, .form textarea { width: 100%; font: inherit; padding: 11px 12px; border: 1px solid #c9d2df; border-radius: 10px; background: #fff; color: var(--ink); }
.form input:focus, .form select:focus, .form textarea:focus { outline: 2px solid #9db8e0; border-color: var(--navy-700); }
.form .check { display: flex; gap: 10px; align-items: flex-start; font-weight: 500; font-size: 13.5px; color: var(--ink-2); }
.form .check input { width: auto; margin-top: 4px; }
.form .hp { position: absolute; left: -9999px; }
.form-msg { font-size: 14px; border-radius: 10px; padding: 10px 12px; }
.form-msg.ok { background: #e6f4ec; color: #135c38; } .form-msg.bad { background: #fde8e7; color: #8a1c13; }
.contact-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 18px; }
.contact-list li { display: grid; grid-template-columns: 44px 1fr; gap: 14px; align-items: start; }
.contact-list .ico { width: 44px; height: 44px; border-radius: 12px; background: var(--navy-50); color: var(--navy-700); display: grid; place-items: center; }
.contact-list .ico svg { width: 20px; height: 20px; }
.contact-list b { display: block; color: var(--navy-900); }

/* ── login chooser ── */
.login-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; max-width: 920px; margin: 0 auto; }
.login-card { display: flex; flex-direction: column; padding: 34px; }
.login-card .ico { width: 56px; height: 56px; }
.login-card ul { padding-left: 18px; color: var(--ink-2); margin: 0 0 24px; font-size: 15px; }
.login-card .btn { margin-top: auto; }

/* ── footer ── */
.site-foot { background: var(--navy-950); color: #9fb0c9; padding: 64px 0 24px; margin-top: 0; font-size: 14.5px; }
.site-foot .cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.3fr; gap: 36px; }
.site-foot h4 { font: 600 13px var(--sans); color: #fff; letter-spacing: .12em; text-transform: uppercase; margin: 0 0 14px; }
.site-foot ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 9px; }
.site-foot a { color: #c9d6ea; text-decoration: none; } .site-foot a:hover { color: var(--gold-300); }
.site-foot .logo { color: #fff; margin-bottom: 14px; } .site-foot .logo small { color: #8ea1bd; }
.site-foot p { color: #9fb0c9; font-size: 14px; }
.partners { display: flex; flex-wrap: wrap; gap: 8px; } .partners span { background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); border-radius: 8px; padding: 6px 10px; color: #e7eef8; font-size: 13px; }
.legal { border-top: 1px solid rgba(255,255,255,.1); margin-top: 40px; padding-top: 20px; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; font-size: 12.5px; color: #8091ab; }
.legal p { font-size: 12.5px; color: #8091ab; margin: 0; max-width: 820px; }

@media (max-width: 1000px) {
  .hero .wrap, .split { grid-template-columns: 1fr; }
  .cards, .mvv { grid-template-columns: 1fr 1fr; } .cards.four { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr 1fr; } .stat-row { grid-template-columns: 1fr 1fr; }
  .site-foot .cols { grid-template-columns: 1fr 1fr; }
  .menu-toggle { display: inline-flex; margin-left: auto; }
  .nav { display: none; position: absolute; top: 72px; left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--line); flex-direction: column; align-items: stretch; padding: 10px 16px 18px; box-shadow: var(--shadow); }
  .nav.open { display: flex; }
  .dd-menu { position: static; display: block; box-shadow: none; border: 0; padding: 0 0 0 12px; }
  .head-cta .btn-line { display: none; }
}
@media (max-width: 640px) {
  .cards, .cards.four, .cards.two, .mvv, .team, .login-grid, .form .row2, .steps, .site-foot .cols { grid-template-columns: 1fr; }
  section.block { padding: 60px 0; } .hero .wrap { padding-top: 44px; padding-bottom: 56px; }
  .site-head .wrap { gap: 10px; height: 64px; } .logo .logo-full { height: auto; width: 190px; } .nav { top: 64px; }
  .strip .wrap > span:first-child { display: none; } .head-cta .btn { padding: 9px 14px; }
  .person { grid-template-columns: 64px 1fr; } .avatar { width: 64px; height: 64px; font-size: 1.2rem; }
  .cta-band { padding: 28px; } .strip .wrap { justify-content: center; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

/* ═════════ v2 home (mockup) ═════════ */
.hero2 { background: radial-gradient(900px 420px at 100% 0%, #e3f0fd 0%, transparent 60%), linear-gradient(180deg, #f6fafe, #ffffff); overflow: hidden; }
.hero2 .wrap { display: grid; grid-template-columns: 1.05fr .95fr; gap: 30px; align-items: center; padding-top: 48px; padding-bottom: 36px; }
.hero2 h1 { font-family: var(--sans); font-weight: 800; letter-spacing: -.025em; font-size: clamp(2.3rem, 5vw, 3.9rem); line-height: 1.04; color: var(--navy-900); margin-bottom: 18px; }
.hero2 h1 span { color: var(--gold-500); }
.hero2 .lead { font-size: clamp(1.05rem, 1.7vw, 1.3rem); color: var(--ink-2); max-width: 520px; }
.hero2 .actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 28px 0 34px; }
.hero2 .btn-lg { padding: 15px 28px; font-size: 16.5px; border-radius: 12px; }
.hero2 .btn-line { border: 2px solid var(--navy-700); color: var(--navy-800); }
.trust2 { display: flex; gap: 0; flex-wrap: wrap; }
.trust2 > div { display: flex; align-items: center; gap: 12px; padding: 4px 22px 4px 0; margin-right: 22px; border-right: 1px solid var(--line); }
.trust2 > div:last-child { border-right: 0; margin-right: 0; }
.trust2 p { margin: 0; font-size: 14.5px; color: var(--ink-3); line-height: 1.3; } .trust2 b { display: block; color: var(--navy-900); font-size: 16px; }
.ti { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; flex-shrink: 0; }
.ti svg { width: 24px; height: 24px; }
.ti-green { background: #eaf4d8; color: #3f6b00; } .ti-navy { background: #e3ecf8; color: var(--navy-900); } .ti-blue { background: #e1effd; color: var(--navy-700); }
.h2-art { position: relative; }
.h2-art::before { content: ""; position: absolute; right: -14%; bottom: -10%; width: 92%; height: 70%; border-radius: 50% 0 0 0; background: linear-gradient(120deg, transparent 40%, var(--gold-500) 40.5%, var(--gold-500) 47%, var(--navy-700) 47.5%, var(--navy-800) 60%, transparent 60.5%); opacity: .9; z-index: 0; }
.h2-blob { position: relative; z-index: 1; border-radius: 46% 54% 42% 58% / 52% 40% 60% 48%; overflow: hidden; box-shadow: 0 30px 60px rgba(12,47,87,.18); background: #fff; max-width: 470px; margin-left: auto; }
.h2-blob img { width: 100%; height: auto; display: block; }

section.block.tight { padding: 28px 0; }
.panel { background: #fff; border: 1px solid var(--line); border-radius: 22px; box-shadow: var(--shadow); padding: 26px; }
.panel-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 12px; margin-bottom: 18px; flex-wrap: wrap; }
.panel-head h2 { margin: 0; }
.link-arrow { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; color: var(--navy-700); text-decoration: none; border-bottom: 2px solid currentColor; padding-bottom: 2px; }
.ptiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.ptile { display: grid; grid-template-columns: 64px 1fr 22px; align-items: center; gap: 14px; padding: 18px; border: 1px solid var(--line); border-radius: 16px; text-decoration: none; color: inherit; background: #fff; transition: border-color .15s, box-shadow .15s, transform .15s; }
.ptile:hover { border-color: #b9d3ef; box-shadow: 0 10px 24px rgba(12,47,87,.08); transform: translateY(-2px); }
.pic { width: 64px; height: 64px; border-radius: 50%; display: grid; place-items: center; } .pic svg { width: 30px; height: 30px; }
.t-blue { background: #e3effc; color: #1a65ad; } .t-green { background: #e6f4dc; color: #3c7a12; } .t-red { background: #fde6ea; color: #c22a42; }
.t-orange { background: #fdecdf; color: #c2561c; } .t-purple { background: #ece7fb; color: #5b45c4; } .t-lime { background: #e9f6dc; color: #4b8a12; }
.ptxt b { display: block; font-size: 1.08rem; color: var(--navy-950); line-height: 1.25; }
.ptxt small { display: block; color: var(--ink-3); font-size: 14px; margin-top: 3px; }
.ptxt em { display: inline-block; font-style: normal; font-size: 11.5px; font-weight: 700; color: #3f6b00; background: #eaf4d8; padding: 2px 8px; border-radius: 999px; margin-top: 6px; }
.pchev { color: var(--navy-900); } .pchev svg { width: 20px; height: 20px; }

.emi-band { display: grid; grid-template-columns: 1fr 1.1fr; align-items: stretch; border-radius: 24px; overflow: hidden; background: linear-gradient(120deg, var(--navy-900), var(--navy-800)); color: #fff; min-height: 230px; position: relative; }
.emi-copy { padding: 34px 36px; position: relative; z-index: 2; }
.emi-copy h2 { color: #fff; font-size: clamp(1.7rem, 3vw, 2.3rem); } .emi-copy p { color: #d4e2f3; font-size: 1.1rem; margin-bottom: 22px; }
.btn-white { background: #fff; color: var(--navy-800); } .btn-white:hover { background: #eef5fc; }
.emi-art { position: relative; background: #f4efe6; clip-path: ellipse(100% 120% at 100% 50%); }
.emi-art::before { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 14px; background: var(--gold-500); z-index: 1; }
.emi-art img { width: 100%; height: 100%; object-fit: cover; display: block; }
.emi-tag { position: absolute; top: 16px; right: 18px; z-index: 2; display: inline-flex; align-items: center; gap: 8px; background: #d8f074; color: #1f3d00; font-weight: 700; font-size: 13.5px; padding: 8px 12px; border-radius: 12px; transform: rotate(-4deg); box-shadow: 0 6px 16px rgba(0,0,0,.15); }
.calc-row { display: grid; grid-template-columns: .9fr 1.1fr; gap: 26px; margin-top: 26px; align-items: start; }
.calc-row .calc { border: 1px solid var(--line); box-shadow: var(--shadow); }
.why-list h3 { margin-bottom: 14px; } .why-list ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 16px; }
.why-list li { display: grid; grid-template-columns: 44px 1fr; gap: 14px; color: var(--ink-2); font-size: 15px; } .why-list b { display: block; color: var(--navy-900); }

.partner-logos { display: flex; flex-wrap: wrap; justify-content: center; gap: 16px; }
.partner-logos a, .partner-logos div { display: grid; place-items: center; min-width: 180px; height: 92px; padding: 14px 22px; background: #fff; border: 1px solid var(--line); border-radius: 14px; box-shadow: var(--shadow); text-decoration: none; color: var(--navy-900); font-weight: 700; text-align: center; }
.partner-logos img { max-height: 56px; max-width: 170px; object-fit: contain; }
.partner-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.pcard { background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow); padding: 24px; }
.pcard .ph { display: flex; align-items: center; gap: 16px; margin-bottom: 14px; }
.pcard .ph img { max-height: 54px; max-width: 160px; object-fit: contain; }
.pcard .ph .ini { width: 54px; height: 54px; border-radius: 12px; background: var(--navy-50); color: var(--navy-700); display: grid; place-items: center; font-weight: 800; }
.pcard dl { display: grid; grid-template-columns: 150px 1fr; gap: 6px 12px; margin: 0; font-size: 14.5px; } .pcard dt { color: var(--ink-3); } .pcard dd { margin: 0; color: var(--ink); }
.pcard .tags { display: flex; flex-wrap: wrap; gap: 6px; } .pcard .tags span { font-size: 12.5px; font-weight: 600; padding: 3px 10px; border-radius: 999px; background: var(--navy-50); color: var(--navy-800); }

.gallery-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.gallery-grid.big { grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); }
.gallery-grid figure { margin: 0; border-radius: 14px; overflow: hidden; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); cursor: zoom-in; }
.gallery-grid img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; display: block; transition: transform .25s; }
.gallery-grid figure:hover img { transform: scale(1.04); }
.gallery-grid figcaption { padding: 10px 12px; font-size: 14px; } .gallery-grid figcaption b { display: block; color: var(--navy-900); } .gallery-grid figcaption small { color: var(--ink-3); }
.lightbox { position: fixed; inset: 0; background: rgba(7,29,54,.9); display: grid; place-items: center; z-index: 100; padding: 20px; }
.lightbox img { max-width: 100%; max-height: 80vh; border-radius: 10px; }
.lightbox p { color: #fff; text-align: center; margin-top: 10px; }
.lightbox button { position: absolute; top: 14px; right: 16px; background: #fff; border: 0; border-radius: 50%; width: 40px; height: 40px; font-size: 20px; cursor: pointer; }

ul.ticks { list-style: none; padding: 0; margin: 0 0 18px; display: grid; gap: 8px; }
ul.ticks li { position: relative; padding-left: 26px; color: var(--ink-2); }
ul.ticks li::before { content: ""; position: absolute; left: 0; top: 7px; width: 14px; height: 8px; border-left: 2.5px solid var(--gold-500); border-bottom: 2.5px solid var(--gold-500); transform: rotate(-45deg); }
.notice.ok-note { background: #eaf4d8; border-color: #c3df95; color: #2f5300; }
.prose { max-width: 820px; } .prose h2 { font-size: 1.35rem; margin-top: 28px; }

@media (max-width: 1000px) {
  .hero2 .wrap { grid-template-columns: 1fr; }
  .h2-art { max-width: 440px; margin: 0 auto; }
  .ptiles { grid-template-columns: 1fr 1fr; }
  .calc-row, .emi-band, .partner-cards { grid-template-columns: 1fr; }
  .emi-art { clip-path: ellipse(120% 100% at 50% 100%); min-height: 190px; }
  .gallery-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  .hero2 .wrap { padding-top: 28px; gap: 18px; }
  .hero2 .actions { margin: 20px 0 22px; } .hero2 .actions .btn { flex: 1; padding: 14px 12px; }
  .trust2 > div { padding-right: 10px; margin-right: 10px; gap: 8px; } .trust2 .ti { width: 36px; height: 36px; } .trust2 p { font-size: 12.5px; } .trust2 b { font-size: 14px; }
  .panel { padding: 16px; border-radius: 18px; }
  .ptiles { grid-template-columns: 1fr; gap: 10px; }
  .ptile { grid-template-columns: 52px 1fr 18px; padding: 12px 14px; } .pic { width: 52px; height: 52px; } .pic svg { width: 26px; height: 26px; }
  .emi-copy { padding: 24px; }
  .pcard dl { grid-template-columns: 1fr; } .pcard dt { margin-top: 6px; }
  .partner-logos a, .partner-logos div { min-width: 140px; height: 76px; }
}

/* ═════════ v3 — page designs from the 8 mockups ═════════ */
h1, h2, h3 { font-family: var(--sans); font-weight: 800; letter-spacing: -.02em; }
h3 { font-weight: 700; letter-spacing: -.01em; }
h1 span, h2 span { color: var(--gold-500); }
.muted { color: var(--ink-3); }
.fine { font-size: 12px; color: var(--ink-3); }
.btn svg { flex-shrink: 0; }
.btn-sm { padding: 8px 14px; font-size: 13.5px; border-radius: 9px; }
.btn-link { background: none; border: 0; color: var(--navy-700); font-weight: 700; }
.btn-outline-w { background: transparent; color: #fff; border: 2px solid rgba(255,255,255,.85); }
.btn-outline-w:hover { background: rgba(255,255,255,.1); }

/* top strip + header */
.strip .wrap { align-items: center; }
.strip-l, .strip-r { display: flex; gap: 18px; align-items: center; }
.strip-l a { display: inline-flex; align-items: center; gap: 6px; }
.strip-r a + a { border-left: 1px solid rgba(255,255,255,.25); padding-left: 18px; }
.nav .dd > button.on { background: var(--navy-50); color: var(--navy-700); }
.nav-login { display: none !important; }
.site-head .nav > a[aria-current="page"] { box-shadow: inset 0 -2px 0 var(--navy-700); border-radius: 8px 8px 0 0; }

/* inner page hero (crumbs + two-tone title + photo) */
.phero { background: radial-gradient(800px 380px at 0% 0%, #eef6ff 0%, transparent 65%), linear-gradient(180deg, #f7fbff, #fff); border-bottom: 1px solid #edf1f6; overflow: hidden; }
.phero .wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 36px; align-items: center; padding-top: 34px; padding-bottom: 34px; }
.crumbs2 { display: flex; gap: 8px; align-items: center; flex-wrap: wrap; font-size: 13.5px; color: var(--ink-3); margin-bottom: 14px; }
.crumbs2 a { color: var(--ink-2); text-decoration: none; } .crumbs2 a:hover { color: var(--navy-700); } .crumbs2 b { color: var(--navy-700); font-weight: 600; }
.phero h1 { font-size: clamp(2.1rem, 4.4vw, 3.4rem); color: var(--navy-900); line-height: 1.08; margin-bottom: 14px; }
.phero h1 span { display: block; }
.phero .lead { color: var(--ink-2); max-width: 540px; font-size: 1.06rem; }
.phero .sub-h { display: block; font-size: 1.3rem; color: var(--navy-900); line-height: 1.3; margin-bottom: 10px; font-weight: 600; }
.phero .actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 22px; }
.ph-art { position: relative; justify-self: end; width: 100%; max-width: 560px; }
.ph-art img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; border-radius: 28px 28px 28px 120px; box-shadow: 0 24px 50px rgba(12,47,87,.14); background: #e8eef6; }
.ph-art::before { content: ""; position: absolute; left: -16px; bottom: -16px; width: 55%; height: 55%; border-radius: 0 0 0 120px; background: linear-gradient(135deg, var(--gold-300), var(--gold-500)); z-index: -1; opacity: .9; }
.ph-art { z-index: 0; }
.pill-ok { display: inline-block; font-size: 12px; font-weight: 700; color: #2f5300; background: #eaf4d8; border-radius: 999px; padding: 3px 10px; margin: 4px 0 8px; }
.pill-ok.big { font-size: 13.5px; padding: 6px 14px; margin-top: 16px; }

/* home hero (navy panel with photo) */
.hero3 { background: linear-gradient(120deg, var(--navy-950) 0%, var(--navy-800) 55%, var(--navy-700) 100%); color: #fff; overflow: hidden; position: relative; }
.hero3::after { content: ""; position: absolute; right: -120px; top: -160px; width: 520px; height: 520px; border-radius: 50%; background: radial-gradient(circle, rgba(10,140,248,.35), transparent 70%); }
.hero3 .wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; align-items: center; padding-top: 44px; padding-bottom: 70px; position: relative; z-index: 1; }
.eyebrow2 { display: inline-block; font: 700 12px/1 var(--sans); letter-spacing: .14em; text-transform: uppercase; color: var(--gold-300); margin-bottom: 14px; }
.hero3 h1 { color: #fff; font-size: clamp(2.4rem, 5vw, 3.9rem); line-height: 1.04; }
.hero3 h1 span { color: var(--gold-300); }
.hero3 .lead { color: #d3e0f0; max-width: 470px; font-size: 1.12rem; }
.hero3 .actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 26px; }
.h3-art { position: relative; justify-self: end; max-width: 560px; width: 100%; }
.h3-art img { width: 100%; aspect-ratio: 1.12; object-fit: cover; object-position: center 30%; border-radius: 48% 52% 46% 54% / 56% 44% 56% 44%; border: 6px solid rgba(255,255,255,.12); }
.h3-tag { position: absolute; right: 2%; top: 4%; font: italic 700 1.15rem/1.15 Georgia, serif; color: #fff; text-align: right; text-shadow: 0 2px 10px rgba(0,0,0,.35); transform: rotate(-6deg); }
.trust3 { position: relative; z-index: 2; margin-top: -38px; background: #fff; border-radius: 18px; box-shadow: 0 16px 40px rgba(12,47,87,.12); display: grid; grid-template-columns: repeat(4, 1fr); padding: 18px 10px; }
.trust3 > div { display: flex; align-items: center; gap: 12px; padding: 4px 18px; border-right: 1px solid var(--line); }
.trust3 > div:last-child { border-right: 0; }
.trust3 p { margin: 0; font-size: 14px; color: var(--ink-3); line-height: 1.3; } .trust3 b { display: block; color: var(--navy-950); font-size: 15.5px; }

/* feature icons */
.fi { width: 46px; height: 46px; border-radius: 50%; display: inline-grid; place-items: center; flex-shrink: 0; }
.fi svg { width: 23px; height: 23px; }
.fi-green { background: #e5f3d6; color: #3c7a12; } .fi-navy { background: #e1ebf8; color: var(--navy-800); } .fi-blue { background: #e1effd; color: #1a65ad; }
.fi-gold { background: #fff1d6; color: #b46f00; } .fi-lime { background: #eef7d8; color: #557a00; }
.feat-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow); padding: 22px 8px; }
.feat-row > div { text-align: center; padding: 6px 14px; border-right: 1px solid var(--line); display: grid; justify-items: center; gap: 4px; }
.feat-row > div:last-child { border-right: 0; }
.feat-row .fi { width: 54px; height: 54px; margin-bottom: 6px; } .feat-row .fi svg { width: 27px; height: 27px; }
.feat-row b { color: var(--navy-900); font-size: 15px; } .feat-row small { color: var(--ink-3); font-size: 13.5px; }
.sec-h { font-size: clamp(1.45rem, 2.6vw, 2rem); color: var(--navy-900); margin-bottom: 20px; }

/* product photo tiles (home) */
.ptiles2 { display: grid; grid-template-columns: repeat(6, 1fr); gap: 16px; }
.pt2 { display: flex; flex-direction: column; text-decoration: none; color: inherit; background: #fff; border: 1px solid var(--line); border-radius: 16px; overflow: hidden; transition: transform .15s, box-shadow .15s; }
.pt2:hover { transform: translateY(-3px); box-shadow: 0 14px 28px rgba(12,47,87,.1); }
.pt2-img { display: block; aspect-ratio: 4 / 3; overflow: hidden; background: #eef3f9; }
.pt2-img img { width: 100%; height: 100%; object-fit: cover; }
.pt2 b { display: block; padding: 10px 12px 0; color: var(--navy-950); font-size: 14.5px; line-height: 1.25; }
.pt2 small { display: block; padding: 2px 12px 12px; color: var(--ink-3); font-size: 12.5px; }
.pt2 em { margin: -6px 12px 12px; align-self: flex-start; font-style: normal; font-size: 11px; font-weight: 700; color: #2f5300; background: #eaf4d8; border-radius: 999px; padding: 2px 8px; }

/* product cards (loans page) */
.lcards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.lcard { display: grid; grid-template-columns: 42% 1fr; background: #fff; border: 1px solid var(--line); border-radius: 18px; overflow: hidden; box-shadow: var(--shadow); }
.lc-img { display: block; background: #eef3f9; } .lc-img img { width: 100%; height: 100%; min-height: 210px; object-fit: cover; }
.lc-body { padding: 20px 20px 18px; display: flex; flex-direction: column; align-items: flex-start; }
.lc-body h3 { margin: 0 0 2px; font-size: 1.2rem; } .lc-body h3 a { color: var(--navy-950); text-decoration: none; }
.lc-sub { color: var(--ink-3); font-size: 14px; margin: 0 0 8px; }
.lc-body ul { list-style: none; padding: 0; margin: 0 0 16px; display: grid; gap: 6px; font-size: 14px; color: var(--ink-2); }
.lc-body li { display: flex; gap: 7px; align-items: center; } .lc-body li svg { color: var(--gold-500); }
.lc-body .btn { margin-top: auto; }
.btn-tone { color: #fff; }
.t-blue .btn-tone { background: #1a65ad; } .t-green .btn-tone { background: #4f8a10; } .t-red .btn-tone { background: #d63a2f; }
.t-orange .btn-tone { background: #e8731c; } .t-purple .btn-tone { background: #6a4fd1; } .t-lime .btn-tone { background: #3f8f1f; }
.btn-tone:hover { filter: brightness(.92); }

/* EMI calculator */
.emi2 { display: grid; grid-template-columns: 1.1fr .9fr; gap: 22px; align-items: stretch; }
.emi-in, .emi-out { background: #fff; border: 1px solid var(--line); border-radius: 20px; box-shadow: var(--shadow); padding: 24px; }
.emi2.compact { background: linear-gradient(120deg, var(--navy-900), var(--navy-700)); border-radius: 24px; padding: 22px; gap: 18px; }
.emi2.compact .emi-in { background: transparent; border: 0; box-shadow: none; padding: 6px 8px; color: #fff; }
.emi2.compact .emi-in h2 { color: #fff; margin-bottom: 4px; } .emi2.compact .emi-in > p { color: #cddcf0; margin-bottom: 14px; }
.emi2.compact .emi-fields { background: #fff; border-radius: 16px; padding: 16px; }
.emi-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 14px 16px; }
.emi-fields .f { grid-column: 1 / -1; } .emi-fields .f.half { grid-column: auto; }
.emi-fields label { display: flex; justify-content: space-between; align-items: baseline; font: 600 13px var(--sans); color: var(--ink-2); margin-bottom: 6px; }
.emi-fields output { font: 800 1.3rem var(--sans); color: var(--navy-950); }
.emi-fields select, .emi-fields input[type=number] { width: 100%; font: inherit; padding: 10px 12px; border: 1px solid #ccd5e2; border-radius: 10px; background: #fff; color: var(--ink); }
.emi-fields input[type=range] { width: 100%; accent-color: var(--gold-500); }
.rng { display: flex; justify-content: space-between; font-size: 11.5px; color: var(--ink-3); }
.emi-btns { display: flex; gap: 10px; align-items: center; margin-top: 16px; }
.emi2.compact .emi-btns .btn-link { color: #fff; }
.eo-head { text-align: center; border-bottom: 1px solid var(--line); padding-bottom: 12px; }
.eo-head span { display: block; color: var(--ink-3); font-weight: 600; font-size: 14px; }
.eo-head strong { display: block; font: 800 clamp(2rem, 4vw, 2.6rem) var(--sans); color: var(--navy-900); letter-spacing: -.02em; }
.eo-bars { display: flex; align-items: flex-end; gap: 4px; height: 70px; margin: 14px 4px 10px; }
.eo-bars i { flex: 1; background: linear-gradient(180deg, #8ec1f4, #1a65ad); border-radius: 4px 4px 0 0; min-height: 3px; }
.eo-bars i.int { background: linear-gradient(180deg, #c7e38a, #6a9600); }
.emi-out dl { display: grid; grid-template-columns: 1fr auto; gap: 7px 12px; margin: 0 0 8px; font-size: 14.5px; }
.emi-out dt { color: var(--ink-3); } .emi-out dd { margin: 0; text-align: right; font-weight: 700; color: var(--navy-950); }
.emi-out .tot { border-top: 1px dashed var(--line); padding-top: 7px; color: var(--navy-900); font-weight: 800; }
.emi-out .btn { width: 100%; margin-top: 4px; }
.emi2.compact .emi-out { box-shadow: 0 16px 36px rgba(0,0,0,.18); }

/* who-we-are */
.numbers { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.numbers > div { background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow); padding: 20px; text-align: center; display: grid; justify-items: center; gap: 4px; }
.numbers b { font: 800 1.7rem var(--sans); color: var(--navy-900); } .numbers small { color: var(--ink-3); font-size: 13.5px; }
.story-img img { width: 100%; aspect-ratio: 3 / 2; object-fit: cover; border-radius: 22px; box-shadow: 0 20px 44px rgba(12,47,87,.12); background: #e8eef6; }
.vmvp { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.vmvp > div { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 22px 18px; text-align: center; box-shadow: var(--shadow); }
.vmvp .fi { width: 54px; height: 54px; margin-bottom: 10px; } .vmvp h3 { font-size: 1.05rem; color: var(--navy-700); } .vmvp p { font-size: 14px; margin: 0; }
.why-ticks { list-style: none; padding: 0; margin: 4px 0 8px; display: grid; gap: 8px; color: var(--ink-2); }
.why-ticks li { display: flex; gap: 8px; align-items: center; } .why-ticks svg { color: var(--gold-500); }

/* blogs */
.pills { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 22px; }
.pills button { font: 600 14px var(--sans); padding: 8px 16px; border-radius: 999px; border: 1px solid var(--line); background: #fff; color: var(--ink-2); cursor: pointer; }
.pills button[aria-selected="true"] { background: var(--navy-700); border-color: var(--navy-700); color: #fff; }
.bcards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.bcard { background: #fff; border: 1px solid var(--line); border-radius: 16px; overflow: hidden; box-shadow: var(--shadow); display: flex; flex-direction: column; }
.bcard .bimg { position: relative; display: block; aspect-ratio: 16 / 10; background: #eef3f9; }
.bcard .bimg img { width: 100%; height: 100%; object-fit: cover; }
.bcard .cat { position: absolute; left: 12px; bottom: 12px; }
.cat { display: inline-block; font-size: 11.5px; font-weight: 700; color: #fff; background: var(--gold-500); padding: 3px 10px; border-radius: 6px; }
.bcard .bb { padding: 16px; display: flex; flex-direction: column; flex: 1; }
.bcard h3 { font-size: 1.05rem; margin-bottom: 6px; } .bcard h3 a { color: var(--navy-950); text-decoration: none; } .bcard h3 a:hover { color: var(--navy-700); }
.bcard p { font-size: 14px; }
.bcard .bf { margin-top: auto; display: flex; justify-content: space-between; align-items: center; font-size: 13px; color: var(--ink-3); }
.bcard .bf a { font-weight: 700; color: var(--navy-700); text-decoration: none; }
.newsletter { margin-top: 34px; display: grid; grid-template-columns: auto 1fr 1.2fr; gap: 18px; align-items: center; background: linear-gradient(120deg, #eef5fd, #f5fae9); border: 1px solid #dbe7f4; border-radius: 20px; padding: 24px; }
.nl-ico { width: 62px; height: 62px; border-radius: 16px; display: grid; place-items: center; background: var(--navy-700); color: #fff; } .nl-ico svg { width: 30px; height: 30px; }
.nl-copy h3 { margin: 0 0 4px; } .nl-copy p { margin: 0; font-size: 14.5px; }
.newsletter form { display: grid; grid-template-columns: 1fr auto; gap: 8px; }
.newsletter input[type=email] { font: inherit; padding: 11px 12px; border: 1px solid #c9d5e4; border-radius: 10px; }
.newsletter .check { grid-column: 1 / -1; display: flex; gap: 8px; font-size: 12.5px; color: var(--ink-2); align-items: flex-start; }
.newsletter .form-msg { grid-column: 1 / -1; } .newsletter .hp { position: absolute; left: -9999px; }
.article-hero { background: linear-gradient(180deg, #f2f8ff, #fff); padding: 34px 0 10px; }
.wrap.narrow { max-width: 820px; }
.article-hero h1 { font-size: clamp(1.8rem, 4vw, 2.7rem); color: var(--navy-900); margin: 10px 0 8px; }
.article-hero .meta { color: var(--ink-3); font-size: 14px; }
.a-cover { margin: 0 0 24px; } .a-cover img { width: 100%; border-radius: 18px; aspect-ratio: 16 / 9; object-fit: cover; }
.a-body p, .a-body li { font-size: 1.04rem; color: var(--ink-2); } .a-body h2 { font-size: 1.35rem; margin-top: 26px; }

/* contact */
.contact2 { display: grid; grid-template-columns: .9fr 1.1fr; gap: 22px; align-items: start; }
.msg-form h3 { margin-bottom: 2px; }
.msg-form label:not(.check) { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
.msg-form .btn[type=submit] { width: 100%; }
.socials { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 6px; }
.socials a { width: 36px; height: 36px; border-radius: 50%; display: grid; place-items: center; background: var(--navy-700); color: #fff; }
.socials a:hover { background: var(--gold-500); }
.socials.dark { margin-top: 14px; } .socials.dark a { background: rgba(255,255,255,.1); }
.mapcard { margin-top: 22px; position: relative; border-radius: 20px; overflow: hidden; border: 1px solid var(--line); min-height: 240px; box-shadow: var(--shadow); }
.map-art { position: absolute; inset: 0; background-color: #eef1ea;
  background-image: linear-gradient(90deg, transparent 47%, #fff 47%, #fff 50%, transparent 50%), linear-gradient(0deg, transparent 47%, #fff 47%, #fff 50%, transparent 50%), linear-gradient(35deg, transparent 48%, #ffe9a8 48%, #ffe9a8 51%, transparent 51%), radial-gradient(circle at 75% 30%, #cfe5b8 0 60px, transparent 61px), radial-gradient(circle at 20% 75%, #cfe1f5 0 50px, transparent 51px);
  background-size: 120px 120px, 120px 120px, 100% 100%, 100% 100%, 100% 100%; }
.map-art .pin { position: absolute; left: 38%; top: 38%; color: #d63a2f; } .map-art .pin svg { width: 46px; height: 46px; fill: #f05a4f; stroke: #fff; }
.map-info { position: relative; margin: 24px 24px 24px auto; max-width: 340px; background: #fff; border-radius: 16px; box-shadow: 0 12px 30px rgba(12,47,87,.15); padding: 18px; display: grid; grid-template-columns: 40px 1fr; gap: 12px; }
.map-info .ico { width: 40px; height: 40px; border-radius: 12px; background: #fde8e7; color: #d63a2f; display: grid; place-items: center; } .map-info .ico svg { width: 20px; height: 20px; }
.map-info b { display: block; color: var(--navy-900); } .map-info span { display: block; font-size: 14px; color: var(--ink-2); margin-bottom: 6px; }

/* careers */
.job-filters { display: grid; grid-template-columns: 1.6fr 1fr 1fr; gap: 10px; margin-bottom: 14px; }
.job-filters .search { display: flex; align-items: center; gap: 8px; border: 1px solid #ccd5e2; border-radius: 10px; padding: 0 12px; background: #fff; color: var(--ink-3); }
.job-filters input, .job-filters select { font: inherit; border: 0; padding: 11px 0; width: 100%; background: transparent; outline: none; }
.job-filters select { border: 1px solid #ccd5e2; border-radius: 10px; padding: 11px 12px; background: #fff; }
.jobs { display: grid; gap: 10px; }
.job { background: #fff; border: 1px solid var(--line); border-radius: 14px; box-shadow: var(--shadow); }
.job-row { display: grid; grid-template-columns: 46px 1fr auto; gap: 14px; align-items: center; padding: 14px 16px; }
.job-row .fi { width: 42px; height: 42px; border-radius: 12px; }
.job-row b { display: block; color: var(--navy-950); } .job-row small { color: var(--ink-3); font-size: 13.5px; }
.job-row button { background: none; border: 0; font: 700 14px var(--sans); color: var(--navy-700); cursor: pointer; display: inline-flex; gap: 6px; align-items: center; white-space: nowrap; }
.job-desc { border-top: 1px solid var(--line); padding: 14px 16px 16px 76px; font-size: 14.5px; color: var(--ink-2); }
.job-desc p { white-space: pre-line; }
.apply-card { margin-top: 18px; display: flex; justify-content: space-between; align-items: center; gap: 18px; flex-wrap: wrap; }
.apply-card p { margin: 0; }

/* partner with us */
.partner2 { display: grid; grid-template-columns: 1.15fr .85fr; gap: 22px; align-items: start; }
.why-partner ul { list-style: none; padding: 0; margin: 10px 0 16px; display: grid; gap: 12px; color: var(--ink-2); }
.why-partner li { display: flex; gap: 10px; align-items: center; } .why-partner li svg { color: #fff; background: var(--gold-500); border-radius: 50%; padding: 3px; width: 20px; height: 20px; }

@media (max-width: 1000px) {
  .phero .wrap, .hero3 .wrap { grid-template-columns: 1fr; }
  .ph-art, .h3-art { justify-self: center; max-width: 520px; }
  .ptiles2 { grid-template-columns: repeat(3, 1fr); }
  .lcards, .emi2, .contact2, .partner2 { grid-template-columns: 1fr; }
  .bcards { grid-template-columns: 1fr 1fr; }
  .newsletter { grid-template-columns: auto 1fr; } .newsletter form { grid-column: 1 / -1; }
  .numbers, .vmvp { grid-template-columns: 1fr 1fr; }
  .trust3 { grid-template-columns: 1fr 1fr; row-gap: 14px; } .trust3 > div:nth-child(2) { border-right: 0; }
  .nav-login { display: block !important; text-align: center; background: var(--navy-800); color: #fff !important; border-radius: 10px; margin-top: 8px; }
}
@media (max-width: 640px) {
  .strip .wrap { justify-content: space-between; } .strip-l a:nth-child(2) { display: none; } .strip-r { gap: 10px; } .strip-r a + a { padding-left: 10px; } .strip-r a:first-child { display: none; }
  .strip .wrap > span:first-child { display: flex; }
  .strip { font-size: 12px; }
  .phero .wrap { padding-top: 20px; padding-bottom: 26px; gap: 22px; }
  .phero h1 { font-size: 2rem; } .phero .sub-h { font-size: 1.1rem; }
  .ph-art img { border-radius: 20px 20px 20px 70px; } .ph-art::before { left: -10px; bottom: -10px; border-radius: 0 0 0 70px; }
  .hero3 .wrap { padding-top: 28px; padding-bottom: 60px; gap: 18px; }
  .hero3 .actions .btn { flex: 1; padding: 13px 10px; }
  .trust3 { margin-top: -30px; padding: 12px 4px; } .trust3 > div { padding: 4px 10px; gap: 8px; } .trust3 .fi { width: 36px; height: 36px; } .trust3 .fi svg { width: 19px; height: 19px; } .trust3 b { font-size: 14px; } .trust3 p { font-size: 12.5px; }
  .ptiles2 { grid-template-columns: 1fr 1fr; gap: 10px; }
  .lcard { grid-template-columns: 1fr; } .lc-img img { min-height: 0; aspect-ratio: 16 / 9; }
  .feat-row { grid-template-columns: 1fr 1fr; row-gap: 16px; padding: 16px 4px; } .feat-row > div:nth-child(2) { border-right: 0; }
  .emi-fields { grid-template-columns: 1fr; } .emi-fields .f.half { grid-column: 1 / -1; }
  .emi-in, .emi-out { padding: 18px; } .emi2.compact { padding: 14px; } .emi2.compact .emi-fields { padding: 14px; }
  .bcards { grid-template-columns: 1fr; }
  .newsletter { grid-template-columns: 1fr; text-align: left; padding: 18px; } .nl-ico { width: 48px; height: 48px; } .newsletter form { grid-template-columns: 1fr; }
  .job-filters { grid-template-columns: 1fr; } .job-row { grid-template-columns: 40px 1fr; } .job-row button { grid-column: 2; justify-self: start; padding: 0; } .job-desc { padding-left: 16px; }
  .map-info { margin: 120px 12px 12px; }
  .numbers > div, .vmvp > div { padding: 16px 10px; } .numbers b { font-size: 1.4rem; }
}
.phero .wrap, .hero3 .wrap { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
.phero .wrap > *, .hero3 .wrap > *, .split > *, .contact2 > *, .partner2 > *, .emi2 > * { min-width: 0; }
@media (max-width: 1000px) { .phero .wrap, .hero3 .wrap { grid-template-columns: minmax(0, 1fr); } }
@media (max-width: 640px) {
  .ph-art img { aspect-ratio: 16 / 10; }
  .ph-art::before { height: 45%; }
  .h3-art { max-width: 300px; }
  .lc-img img { aspect-ratio: 16 / 10; object-position: center 30%; }
}

/* ═════════ login page (mockup) ═════════ */
.login3 { position: relative; overflow: hidden; background: radial-gradient(700px 500px at 0% 100%, #dbeafb 0%, transparent 60%), radial-gradient(600px 400px at 100% 0%, #e7f3d6 0%, transparent 60%), linear-gradient(180deg, #f3f8fe, #fff); }
.login3 > .wrap { display: grid; grid-template-columns: 240px minmax(0, 1fr); gap: 22px; padding-top: 30px; padding-bottom: 34px; }
.eyebrow3 { display: block; font: 600 12px var(--sans); letter-spacing: .22em; text-transform: uppercase; color: var(--ink-2); margin-bottom: 8px; }
.l3-side h1 { font-size: clamp(1.9rem, 3vw, 2.5rem); line-height: 1.05; color: var(--navy-900); margin-bottom: 12px; }
.l3-side h1 span { display: block; color: var(--gold-500); }
.l3-side .lead { font-size: 1rem; color: var(--ink-2); }
.l3-loans { list-style: none; padding: 0; margin: 16px 0 0; display: grid; gap: 8px; }
.l3-loans a { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--ink); font-size: 15px; }
.l3-loans a:hover { color: var(--navy-700); }
.l3-ico { width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; border: 2px solid #cfe0f3; background: #fff; color: var(--navy-800); flex-shrink: 0; }
.l3-ico svg { width: 19px; height: 19px; }
.l3-script { font: italic 700 1.35rem/1.15 Georgia, serif; color: var(--navy-900); transform: rotate(-6deg); margin: 26px 0 0 10px; border-bottom: 3px solid var(--gold-500); display: inline-block; padding-bottom: 4px; }
.l3-head { display: grid; grid-template-columns: 1fr 340px; align-items: center; gap: 10px; }
.l3-head > div:first-child { text-align: center; }
.l3-welcome { color: var(--gold-500); font-weight: 600; font-size: 1.05rem; }
.l3-head h2 { font-size: clamp(1.8rem, 3.2vw, 2.6rem); color: var(--navy-950); margin: 4px 0 8px; }
.l3-rule { display: block; width: 120px; height: 3px; background: var(--gold-500); border-radius: 3px; margin: 0 auto 10px; }
.l3-head p { margin: 0; }
.l3-photo img { width: 100%; aspect-ratio: 36 / 25; object-fit: cover; clip-path: polygon(12% 0, 100% 0, 100% 100%, 12% 100%, 0 50%); border-radius: 0 18px 18px 0; }
.l3-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 10px; }
.l3-card { background: #fff; border-radius: 22px; padding: 22px 20px; box-shadow: 0 14px 34px rgba(12,47,87,.09); border: 1px solid #e6edf6; display: flex; flex-direction: column; gap: 12px; }
.l3-card.c-blue { background: linear-gradient(180deg, #f3f8ff, #fff); }
.l3-card.c-green { background: linear-gradient(180deg, #f2f9ea, #fff); }
.l3-card.c-orange { background: linear-gradient(180deg, #fff3ea, #fff); }
.l3-badge { width: 74px; height: 74px; border-radius: 50%; display: grid; place-items: center; margin: 0 auto; }
.l3-badge svg { width: 36px; height: 36px; }
.c-blue .l3-badge { background: #dbeafb; color: #1a65ad; } .c-green .l3-badge { background: #e2f1d2; color: #4f8a10; } .c-orange .l3-badge { background: #ffe1cc; color: #e8731c; }
.l3-card h3 { text-align: center; font-size: 1.35rem; color: var(--navy-950); margin: 0; }
.l3-card > p { margin: 0; font-size: 14.5px; color: var(--ink-2); }
.l3-in { display: flex; align-items: center; gap: 10px; background: #fff; border: 1px solid #d5deea; border-radius: 10px; padding: 0 12px; color: var(--navy-800); }
.l3-in > svg { width: 19px; height: 19px; flex-shrink: 0; }
.l3-in input { flex: 1; border: 0; outline: none; font: inherit; padding: 12px 0; background: transparent; min-width: 0; }
.l3-in:focus-within { border-color: var(--navy-700); box-shadow: 0 0 0 3px #dbe8f7; }
.l3-eye { background: none; border: 0; padding: 4px; cursor: pointer; color: var(--ink-3); } .l3-eye svg { width: 18px; height: 18px; }
.l3-row { display: flex; justify-content: space-between; align-items: center; gap: 8px; font-size: 13px; flex-wrap: wrap; }
.l3-check { display: flex; align-items: center; gap: 6px; color: var(--ink-2); } .l3-forgot { color: var(--navy-700); }
.l3-btn { width: 100%; padding: 13px; font-size: 16px; color: #fff; border-radius: 10px; }
.b-navy { background: var(--navy-900); } .b-green { background: #4f8a10; } .b-orange { background: #f07a22; }
.l3-btn:hover { filter: brightness(1.08); }
.l3-or { display: flex; align-items: center; gap: 10px; color: var(--ink-3); font-size: 13px; font-weight: 600; } .l3-or::before, .l3-or::after { content: ""; flex: 1; height: 1px; background: var(--line); }
.l3-alt { width: 100%; background: #fff; color: var(--navy-900); border: 1px solid #c6d6ea; }
.l3-foot { margin: 0; text-align: center; font-size: 14px; } .l3-foot a { font-weight: 700; text-decoration: none; display: inline-flex; align-items: center; gap: 4px; }
.l3-card .form-msg:empty { display: none; }
.l3-note { display: flex; gap: 8px; align-items: flex-start; font-size: 12.5px; color: var(--ink-3); margin: 14px 0 0; } .l3-note svg { flex-shrink: 0; margin-top: 2px; color: var(--gold-500); }
.l3-trust { display: grid; grid-template-columns: repeat(4, 1fr); padding: 22px 0 34px; }
.l3-trust > div { display: flex; gap: 12px; align-items: center; padding: 0 18px; border-right: 1px solid var(--line); }
.l3-trust > div:last-child { border-right: 0; }
.l3-trust p { margin: 0; font-size: 13.5px; color: var(--ink-3); line-height: 1.35; } .l3-trust b { display: block; color: var(--navy-950); font-size: 15px; }

/* ═════════ grievance page ═════════ */
.sec-h.center { text-align: center; }
.ladder { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; counter-reset: none; position: relative; }
.ladder > li { position: relative; background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 26px 22px 20px; box-shadow: var(--shadow); }
.ladder > li::before { content: ""; position: absolute; left: 0; top: 0; right: 0; height: 5px; border-radius: 20px 20px 0 0; }
.ladder .lv1::before { background: #1a65ad; } .ladder .lv2::before { background: #4f8a10; } .ladder .lv3::before { background: #e8a21c; }
.lv-no { position: absolute; top: 16px; right: 16px; font: 700 12px var(--sans); letter-spacing: .08em; text-transform: uppercase; color: var(--ink-3); background: var(--soft); border-radius: 999px; padding: 4px 10px; }
.ladder .fi { width: 56px; height: 56px; margin-bottom: 10px; } .ladder .fi svg { width: 28px; height: 28px; }
.ladder h3 { font-size: 1.15rem; } .ladder p { font-size: 14.5px; }
.ladder ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 4px; font-size: 14.5px; } .ladder ul a { font-weight: 600; }
.ladder > li:not(:last-child)::after { content: "→"; position: absolute; right: -16px; top: 50%; transform: translateY(-50%); width: 28px; height: 28px; border-radius: 50%; background: var(--navy-700); color: #fff; display: grid; place-items: center; font-weight: 700; z-index: 2; font-size: 14px; }
.grv2 { display: grid; grid-template-columns: 1.2fr .8fr; gap: 22px; align-items: start; }
.grv-form h3 { display: flex; align-items: center; gap: 8px; }
.grv-side { display: grid; gap: 16px; }
.grv-side h3 { display: flex; gap: 8px; align-items: center; font-size: 1.1rem; }
.partners.light span { background: var(--navy-50); color: var(--navy-800); border: 1px solid #d6e3f2; }

@media (max-width: 1000px) {
  .login3 > .wrap { grid-template-columns: 1fr; }
  .l3-loans, .l3-script { display: none; } .l3-side { text-align: center; } .l3-side h1 span { display: inline; }
  .l3-head { grid-template-columns: 1fr; } .l3-photo { display: none; }
  .l3-cards { grid-template-columns: 1fr; max-width: 520px; margin: 10px auto 0; }
  .l3-trust { grid-template-columns: 1fr 1fr; row-gap: 16px; } .l3-trust > div:nth-child(2) { border-right: 0; }
  .ladder, .grv2 { grid-template-columns: 1fr; }
  .ladder > li:not(:last-child)::after { content: "↓"; right: 50%; top: auto; bottom: -16px; transform: translateX(50%); }
}
@media (max-width: 640px) {
  .login3 > .wrap { padding-top: 18px; }
  .l3-card { padding: 18px 16px; } .l3-badge { width: 60px; height: 60px; } .l3-badge svg { width: 30px; height: 30px; }
  .l3-trust > div { padding: 0 10px; gap: 8px; } .l3-trust .fi { width: 36px; height: 36px; } .l3-trust b { font-size: 14px; } .l3-trust p { font-size: 12.5px; }
}
.login3 > .wrap > *, .l3-cards > *, .l3-head > * { min-width: 0; }
@media (max-width: 1000px) { .login3 > .wrap { grid-template-columns: minmax(0, 1fr); } }

/* lending partners (logos + products) */
.partner-logos { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; justify-content: center; }
.partner-logos .plogo { display: flex; flex-direction: column; align-items: center; gap: 10px; text-align: center; min-width: 0; height: auto; padding: 22px 18px; background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow); text-decoration: none; color: var(--navy-950); transition: transform .15s, box-shadow .15s; }
.partner-logos .plogo:hover { transform: translateY(-3px); box-shadow: 0 14px 30px rgba(12,47,87,.12); }
.plogo-img { height: 86px; display: grid; place-items: center; width: 100%; font-weight: 700; }
.plogo-img img { max-height: 86px; max-width: 220px; object-fit: contain; }
.plogo b { font-size: 15px; line-height: 1.3; }
.plogo-tags { display: flex; flex-wrap: wrap; gap: 6px; justify-content: center; }
.plogo-tags em { font-style: normal; font-size: 12px; font-weight: 600; background: var(--navy-50); color: var(--navy-800); border: 1px solid #d6e3f2; border-radius: 999px; padding: 3px 10px; }
.by-partner { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; margin: 6px 0 4px; }
.bp-label { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--ink-3); width: 100%; }
.bp-chip { display: inline-flex; align-items: center; gap: 10px; background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 8px 12px; box-shadow: var(--shadow); }
.bp-chip img { height: 34px; width: auto; max-width: 110px; object-fit: contain; } .bp-chip b { font-size: 14px; color: var(--navy-900); }
.pcard .ph img { max-height: 64px; max-width: 180px; }

/* ═════════ typography v4 — Poppins headings, Inter text ═════════ */
:root { --sans: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Noto Sans", Arial, sans-serif; --head: 'Poppins', 'Inter', -apple-system, "Segoe UI", Roboto, Arial, sans-serif; }
body { font-family: var(--sans); font-size: 16px; line-height: 1.65; -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility; font-feature-settings: "cv11", "ss01"; }
h1, h2, h3, h4 { font-family: var(--head); letter-spacing: -.015em; }
h1 { font-weight: 700; line-height: 1.12; } h2 { font-weight: 600; line-height: 1.2; } h3 { font-weight: 600; line-height: 1.3; letter-spacing: -.005em; }
.hero3 h1, .phero h1, .l3-side h1 { font-weight: 700; letter-spacing: -.02em; }
.phero h1 { font-size: clamp(2rem, 4vw, 3.1rem); line-height: 1.12; }
.l3-side h1 { font-size: clamp(1.8rem, 2.6vw, 2.25rem); line-height: 1.15; }
.l3-head h2, .sec-h, .panel-head h2, .head-center h2 { font-weight: 700; }
.eyebrow, .eyebrow2, .eyebrow3, .bp-label { font-family: var(--head); font-weight: 600; letter-spacing: .16em; text-transform: uppercase; font-size: 12px; }
.lead { font-weight: 400; }
.btn { font-family: var(--head); font-weight: 500; letter-spacing: .01em; }
.nav > a, .nav .dd > button { font-family: var(--head); font-weight: 500; font-size: 14px; letter-spacing: .005em; }
.dd-menu a { font-family: var(--head); font-weight: 500; font-size: 14px; } .dd-menu small { font-family: var(--sans); font-weight: 400; }
.strip { font-family: var(--sans); font-size: 12.5px; letter-spacing: .02em; }
.site-foot h4 { font-family: var(--head); font-weight: 600; letter-spacing: .14em; }
.logo b, .site-foot .logo b { font-family: var(--head); font-weight: 700; letter-spacing: .01em; }
.trust3 b, .l3-trust b, .feat-row b, .pt2 b, .lc-body h3, .numbers b, .vmvp h3, .eo-head strong, .emi-fields output, .job-row b, .plogo b { font-family: var(--head); }
.trust3 b, .l3-trust b, .feat-row b { font-weight: 600; }
.l3-card h3 { font-weight: 700; font-size: 1.3rem; } .l3-welcome { font-family: var(--head); font-weight: 500; }
.l3-script, .h3-tag { font-family: Georgia, "Times New Roman", serif; }
.ladder h3, .grv-side h3 { font-weight: 600; }
.lv-no { font-family: var(--head); }
.form label, .emi-fields label { font-family: var(--sans); font-weight: 600; }
/* four login cards: 2 × 2 */
.l3-cards { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.l3-card.c-teal { background: linear-gradient(180deg, #ecf3fb, #fff); }
.c-teal .l3-badge { background: #d6e5f6; color: var(--navy-800); }
.b-teal { background: var(--navy-800); }
@media (max-width: 1000px) { .l3-cards { grid-template-columns: minmax(0, 1fr); } }
.press-box { margin-top: 26px; display: flex; justify-content: space-between; align-items: center; gap: 18px; flex-wrap: wrap; background: linear-gradient(120deg, #eef5fd, #f5fae9); }
.press-box h3 { display: flex; align-items: center; gap: 8px; } .press-box p { margin: 0; }

/* ═════════ login v5 — one card, "Login as" dropdown ═════════ */
.login4 { background: radial-gradient(700px 500px at 0% 100%, #dbeafb 0%, transparent 60%), radial-gradient(600px 400px at 100% 0%, #e7f3d6 0%, transparent 60%), linear-gradient(180deg, #f3f8fe, #fff); }
.login4 .wrap { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 440px); gap: 40px; align-items: center; padding-top: 40px; padding-bottom: 50px; }
.l4-art h1 { font-size: clamp(2rem, 3.4vw, 2.8rem); color: var(--navy-900); line-height: 1.1; margin-bottom: 10px; }
.l4-art h1 span { color: var(--gold-500); display: block; }
.l4-art img { width: 100%; max-width: 560px; border-radius: 24px; box-shadow: 0 20px 44px rgba(12,47,87,.12); margin: 8px 0 18px; }
.l4-points { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; color: var(--ink-2); }
.l4-points li { display: flex; gap: 10px; align-items: center; } .l4-points svg { color: var(--gold-500); flex-shrink: 0; }
.l4-card { background: #fff; border-radius: 24px; padding: 30px 30px 24px; box-shadow: 0 24px 60px rgba(12,47,87,.14); border: 1px solid #e3eaf3; border-top: 7px solid var(--navy-700); transition: border-color .2s; }
.l4-card.t-green { border-top-color: #4f8a10; } .l4-card.t-orange { border-top-color: #f07a22; }
.l4-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.l4-brand img { border-radius: 12px; box-shadow: 0 4px 12px rgba(12,47,87,.15); background: #fff; padding: 3px; }
.l4-brand b { display: block; font-family: var(--head); font-weight: 700; color: var(--navy-900); font-size: 14px; letter-spacing: .08em; text-transform: uppercase; }
.l4-brand small { color: var(--ink-3); font-size: 12.5px; }
.l4-card h2 { font-size: 1.9rem; font-weight: 700; color: var(--navy-900); margin: 0 0 4px; }
.l4-card h2 span { color: var(--gold-500); } .t-orange h2 span { color: #e8731c; }
.l4-card > p.muted { margin: 0 0 16px; font-size: 14.5px; }
.l4-label { display: block; font-family: var(--sans); font-weight: 600; font-size: 13px; color: var(--ink-2); margin: 12px 0 6px; }
.l4-select { display: flex; align-items: center; gap: 10px; border: 1.5px solid #c9d6e6; border-radius: 12px; padding: 0 12px; background: #f7fafe; color: var(--navy-800); }
.l4-select select { flex: 1; border: 0; background: transparent; font: 600 15px var(--head); color: var(--navy-900); padding: 12px 0; outline: none; cursor: pointer; min-width: 0; }
.l4-select:focus-within { border-color: var(--navy-700); box-shadow: 0 0 0 3px #dbe8f7; }
.l4-card .l3-in { margin-bottom: 2px; }
.l4-btn { width: 100%; margin-top: 16px; padding: 13px; font-size: 16px; border-radius: 12px; background: var(--navy-700); color: #fff; }
.t-green .l4-btn { background: #4f8a10; } .t-orange .l4-btn { background: #f07a22; }
.l4-btn:hover { filter: brightness(1.08); }
.l4-card .l3-row { margin-top: 10px; }
.l4-card .form-msg:empty { display: none; } .l4-card .form-msg { margin-top: 10px; }
.l4-foot { text-align: center; font-size: 14px; margin: 14px 0 0; } .l4-foot a { font-weight: 700; text-decoration: none; display: inline-flex; align-items: center; gap: 4px; }
.l4-note { display: flex; gap: 8px; align-items: flex-start; font-size: 12px; color: var(--ink-3); margin: 18px 0 0; padding-top: 14px; border-top: 1px solid var(--line); } .l4-note svg { flex-shrink: 0; margin-top: 2px; }
.login-dd .dd-menu.right { left: auto; right: 0; }
.login-dd > .btn span { font-size: 11px; }
@media (max-width: 1000px) { .login4 .wrap { grid-template-columns: minmax(0, 1fr); } .l4-art img, .l4-points { display: none; } .l4-art { text-align: center; } .l4-art h1 span { display: inline; } .l4-card { max-width: 480px; margin: 0 auto; width: 100%; } }
@media (max-width: 640px) { .login4 .wrap { padding-top: 22px; gap: 18px; } .l4-card { padding: 22px 18px 18px; } }

/* ═════════ login page v5 — one card + "Login as" dropdown ═════════ */
.login5 { background: radial-gradient(700px 500px at 0% 100%, #dbeafb 0%, transparent 60%), radial-gradient(600px 400px at 100% 0%, #e7f3d6 0%, transparent 60%), linear-gradient(180deg, #f3f8fe, #fff); }
.login5 > .wrap { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, 460px); gap: 40px; align-items: center; padding-top: 40px; padding-bottom: 44px; }
.l5-art { position: relative; }
.l5-art img { width: 100%; border-radius: 26px; box-shadow: 0 24px 60px rgba(12,47,87,.14); display: block; }
.l5-copy { margin-top: 22px; }
.l5-copy h2 { font-size: clamp(1.6rem, 2.6vw, 2.2rem); color: var(--navy-900); margin: 4px 0 12px; } .l5-copy h2 span { color: var(--gold-500); }
.l5-points { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; color: var(--ink-2); }
.l5-points li { display: flex; gap: 8px; align-items: center; } .l5-points svg { color: var(--gold-500); flex-shrink: 0; }
.l5-card { background: #fff; border-radius: 24px; padding: 30px 30px 24px; border: 1px solid #e3eaf3; border-top: 6px solid var(--navy-800); box-shadow: 0 24px 60px rgba(12,47,87,.13); display: flex; flex-direction: column; gap: 10px; }
.l5-card.as-customer { border-top-color: var(--navy-700); } .l5-card.as-partner { border-top-color: #4f8a10; } .l5-card.as-employee { border-top-color: var(--navy-900); }
.l5-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 4px; }
.l5-brand img { border-radius: 12px; background: #fff; padding: 3px; box-shadow: 0 4px 12px rgba(12,47,87,.15); }
.l5-brand b { display: block; font-family: var(--head); font-weight: 700; font-size: 14px; letter-spacing: .06em; text-transform: uppercase; color: var(--navy-900); }
.l5-brand small { color: var(--ink-3); font-size: 12px; }
.l5-card h1 { font-size: 1.85rem; color: var(--navy-900); margin: 4px 0 0; letter-spacing: -.02em; } .l5-card h1 span { color: var(--gold-500); }
.l5-card > .muted { margin: 0 0 4px; }
.l5-label { font-family: var(--head); font-weight: 600; font-size: 13px; color: var(--ink-2); margin: 6px 0 -4px; display: block; }
.l5-select { position: relative; display: flex; align-items: center; gap: 10px; border: 2px solid #c9d8ea; border-radius: 12px; padding: 0 12px; background: #f7fbff; color: var(--navy-800); }
.l5-select svg { width: 19px; height: 19px; flex-shrink: 0; }
.l5-select select { flex: 1; border: 0; background: transparent; font: 600 15px var(--head); color: var(--navy-900); padding: 13px 0; outline: none; cursor: pointer; min-width: 0; }
.l5-select:focus-within { border-color: var(--navy-700); box-shadow: 0 0 0 3px #dbe8f7; }
[data-pane] { display: flex; flex-direction: column; gap: 10px; }
[data-pane][hidden] { display: none; }
.l5-cc { font-weight: 600; color: var(--ink-2); border-right: 1px solid #d5deea; padding-right: 10px; }
.l5-btn { width: 100%; padding: 14px; font-size: 16px; border-radius: 12px; color: #fff; background: var(--navy-800); margin-top: 6px; }
.as-partner .l5-btn { background: #4f8a10; } .as-employee .l5-btn { background: var(--navy-900); }
.l5-btn:hover { filter: brightness(1.08); }
.l5-card .form-msg:empty { display: none; }
.l5-mfa, .l5-safe { display: flex; gap: 6px; align-items: flex-start; font-size: 12.5px; color: var(--ink-3); margin: 0; }
.l5-mfa svg, .l5-safe svg { flex-shrink: 0; margin-top: 2px; color: var(--gold-500); }
.l5-mfa { background: var(--navy-50); border-radius: 10px; padding: 8px 10px; color: var(--ink-2); }
.l5-foot { margin: 2px 0 0; text-align: center; font-size: 14px; } .l5-foot a { font-weight: 700; text-decoration: none; display: inline-flex; gap: 4px; align-items: center; }
.l5-safe { border-top: 1px solid var(--line); padding-top: 12px; margin-top: 4px; }
@media (max-width: 1000px) {
  .login5 > .wrap { grid-template-columns: minmax(0, 1fr); gap: 22px; padding-top: 22px; }
  .l5-art { order: 2; } .l5-card { order: 1; max-width: 520px; width: 100%; margin: 0 auto; }
  .l5-art img { max-height: 260px; object-fit: cover; }
}
@media (max-width: 640px) { .l5-card { padding: 22px 18px 18px; } .l5-card h1 { font-size: 1.5rem; } }
@media (max-width: 1000px) { .head-cta .login-dd .dd-menu { display: none !important; } .head-cta .login-dd > .btn span { display: none; } }