EMI Calculator
Plan your loan with easy monthly instalments.
₹10,000₹1,00,00,000
Estimated Monthly EMI—
- Loan Amount
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- Interest Rate
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- Tenure
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- Total Interest
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- Total Payment
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Indicative only — default rates are illustrative, not offers. The lender's Key Fact Statement shows the actual rate, APR and all charges.
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How EMI is calculated
EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where P is the loan amount, r the monthly interest rate (annual rate ÷ 12 ÷ 100) and n the tenure in months. This is the standard reducing-balance method. Processing fees, insurance and other charges are not included — the lender's Key Fact Statement shows the full Annual Percentage Rate (APR).
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