Personal Loan — No Collateral
For medical needs, education, a wedding, home improvement or any personal need — an unsecured personal loan from our partner NBFC, applied for online in minutes.
Unsecured — no property or collateral needed
What you get
No collateral
Unsecured — no property or guarantor needed.
Online application
Mobile OTP sign-in, digital documents and consent.
Clear costs
APR, fees and cooling-off period in the Key Fact Statement before you sign.
Direct disbursal
The lender credits your own bank account.
Who can apply
- Salaried individuals with a steady monthly income
- Indian resident, within the lender's age limits
- Satisfactory credit history
- Existing EMIs within the lender's repayment-capacity norms
Documents
- PAN card
- Address proof (passport, voter ID, driving licence or utility bill — not Aadhaar copy)
- Salary slips for 3 months
- Bank statement for 6 months
- Recent photograph
Loans are sanctioned and disbursed by our partner bank / NBFC as per its credit policy. Interest rate, fees and all charges are disclosed in the lender's Key Fact Statement before you sign. Try our EMI calculator.
Why choose Arthavidhi Capital
Our proven process
Initial consultation
Understanding your goals and current financial position.
Requirement analysis
Assessing needs, repayment capacity and objectives.
Strategy development
A customised plan and the right loan structure.
Implementation
Application, documentation and disbursement by our lending partner, fully compliant.
Review
Ongoing support through repayment.
Ready to take the next step?
Apply online in minutes, or talk to our team for guidance.